<?xml version="1.0" encoding="UTF-8"?>
<!--
  Mirrors the client's existing rawm.com.au URL structure so inbound links and
  any indexed equity carry over without redirects.

  Two children of /let-us-help are new (debt-reduction, budgeting-and-cashflow) —
  their taxonomy had no home for those services.

  Nothing generates this file automatically — add an entry whenever a route is
  added under src/routes.
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url>
    <loc>https://rawm.com.au/</loc>
    <lastmod>2026-07-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- Let us help -->
  <url>
    <loc>https://rawm.com.au/let-us-help</loc>
    <lastmod>2026-07-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://rawm.com.au/let-us-help/retirement-planning</loc>
    <lastmod>2026-07-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://rawm.com.au/let-us-help/grow-your-wealth</loc>
    <lastmod>2026-07-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://rawm.com.au/let-us-help/protect-whats-important</loc>
    <lastmod>2026-07-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://rawm.com.au/let-us-help/retirement-lifestyle</loc>
    <lastmod>2026-07-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://rawm.com.au/let-us-help/review-your-current-position</loc>
    <lastmod>2026-07-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://rawm.com.au/let-us-help/debt-reduction</loc>
    <lastmod>2026-07-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://rawm.com.au/let-us-help/budgeting-and-cashflow</loc>
    <lastmod>2026-07-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://rawm.com.au/let-us-help/advice-process</loc>
    <lastmod>2026-07-29</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://rawm.com.au/let-us-help/tools-and-calculators</loc>
    <lastmod>2026-07-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Knowledge centre -->
  <url>
    <loc>https://rawm.com.au/knowledge-centre</loc>
    <lastmod>2026-07-29</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://rawm.com.au/knowledge-centre/value-of-advice</loc>
    <lastmod>2026-07-29</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- About us -->
  <url>
    <loc>https://rawm.com.au/about-us</loc>
    <lastmod>2026-07-29</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://rawm.com.au/about-us/our-team</loc>
    <lastmod>2026-07-29</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://rawm.com.au/about-us/our-clients</loc>
    <lastmod>2026-07-29</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://rawm.com.au/about-us/our-community</loc>
    <lastmod>2026-07-29</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.6</priority>
  </url>

  <!-- Contact -->
  <url>
    <loc>https://rawm.com.au/get-in-touch</loc>
    <lastmod>2026-07-29</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.9</priority>
  </url>
</urlset>
